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Your Benefits At A Glance

An explanation of each of these tier's, for the Non-Medicare eligilbe retirees and their dependents, is available by clicking here. *Please pay special attention to those services which would require prior authorization when reading this document.

  

Benefits Chart

Retirees and Dependents Over Age 65 enrolled in the Exclusive Care Select Medicare Coordination Plan. Call 1-800-962-1133 for additional information. The table consists of multiple rows with three columns, one column for Coverage Type, one for Tier 1 cost and one for tier 2 cost.
Retirees & Dependents Over Age 65
Exclusive Care Select Medicare Coordination
 Call 1-800-962-1133 for additional information
 
 
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Coverage Type
Tier 1- Exclusive Care Network
Tier 2- MultiPlan/PHCS Network or Providers who accepts Medicare Assignment
 
Annual Out-Pocket Maximum for Certain Services
 
$1,500/person
$4,500/family
 
 
$2,500/person
$7,500/family
 
Primary Care and Specialist Physician Office Visits
 
$10/primary care
$20/specialist
 
 
$25/primary care
$50/specialist
 
Inpatient Hospital Services (Mandatory Centers of Excellence apply)
 
90%
 
 
80% of Medicare allowable
 
Outpatient Facility Services  
(Mandatory Centers of Excellence apply to some Outpatient Facility)
 
90%
 
80% of Medicare allowable
 
Hospital Emergency Room or Outpatient Facility (Mandatory Centers of Excellence apply to some Outpatient Facility)
 
$50 co-pay, then 90%
 
$100 co-pay, then 80%
 
Urgent Care Facility
 
 
$20 co-pay
 
$50 co-pay
 
Rehabilitative Therapy
 
90%
 
80% of Medicare allowable
 
Durable Medical Equipment
 
90%
 
80% of Medicare allowable
 
External Prosthetic Appliances
 
90%
 
80% of Medicare allowable
 
Home Health Services (up to 26 day/year)
 
90%
 
80% of Medicare allowable
 
Hospice Services
 
90%
 
80% of Medicare allowable
 
Skilled Nursing and Rehabilitation Facilities (100 visits maximum per member per contract year)
 
90%
 
80% of Medicare allowable
 
Laboratory and Radiology Services
 
90%
 
80% of Medicare allowable
 
Mental Health Inpatient Services
(Mandatory Centers of Excellence apply)
 
90%
 
80% of Medicare allowable
 
Mental Health Outpatient Services (30 days maximum per member per contract year, unless Severe Mental Illness - Mandatory Centers of Excellence apply)
 
 
$20 co-pay
 
 
Substance Abuse Detoxification Inpatient Services (Mandatory Centers of Excellence apply)
 
 
90%
 
80% of Medicare allowable
 
Substance Abuse Detoxification Outpatient Services (30 days maximum per member per contract year – Mandatory Centers of Excellence apply)
 
 
$20 co-pay
 
Vision Care: Eye Exam
 
 
$10 co-pay
 
$25 co-pay
 
Vision Care: One Pair of Approved Glasses
 
 
Not Covered
 
Participating Retail Pharmacy (up to 30 day supply)
 
 
Generic: $15 co-pay
Brand-name formulary: $25 co-pay
Non-formulary Brand: $40 co-pay
Significant or new therapeutic class drugs: 50%
 
 
Participating Mail-Order pharmacy
(up to a 90 day supply)
 
Mail-order is MANDATORY
for maintenance medications
 
 
Generic: $30 co-pay
Brand-name formulary: $50 co-pay
Non-formulary Brand: $80 co-pay
 

This is
a summary of the frequently asked about benefits. This chart is not meant to be a comprehensive explanation of benefits, cost sharing, exclusions or limitations. For a complete explanation of benefits, please refer to the Summary Plan Document (SPD).

  

 
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