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Home » Resource Center » Non-Medicare Benefits At A Glance
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An explanation of each of these tier's, for the Non-Medicare eligilbe retirees and their dependents, is available by clicking here. *Please pay special attention to those services which would require prior authorization when reading this document.
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Retirees and Dependents under Age 65 enrolled in the Exclusive Care Select Non-Medicare Plan. Call 1-800-962-1133 for additional information. The table consists of multiple rows with 4 columns, one column for Coverage Type, one for Tier 1 cost, one for tier 2 cost and one column for tier 3 costs.
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Retirees & Dependents Under Age 65
Exclusive Care Select Non-Medicare
Call 1-800-962-1133 for additional information
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Coverage Type
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Tier 1- Exclusive Care Network
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Tier 2- National Network of Providers
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Tier 3- Non-Network Providers
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Annual Out-Pocket Maximum for Certain Services
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$1,500/person
$4,500/family
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$2,500/person
$7,500/family
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$5,000/person
$15,000/family
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Primary Care and Specialist Physician Office Visits
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$10/primary care
$20/specialist
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$25/primary care
$50/specialist
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60% of Allowable Charges (AC)
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Inpatient Hospital Services
(Mandatory Centers of Excellence apply)
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90%
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80%
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Outpatient Facility Services
(Mandatory Centers of Excellence apply to some Outpatient Facility)
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90%
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80%
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Hospital Emergency Room or Outpatient Facility (Mandatory Centers of Excellence apply to some Outpatient Facility)
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$50 co-pay, then 90%
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$100 co-pay, then 80%
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$100 co-pay, then 80% of AC
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Urgent Care Facility
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$20 co-pay
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$50 co-pay
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Rehabilitative Therapy
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90%
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80%
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Durable Medical Equipment
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90%
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80%
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External Prosthetic Appliances
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90%
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80%
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Home Health Services (Up to 26 days/year)
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90%
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80%
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Hospice Services
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90%
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80%
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Skilled Nursing and Rehabilitation Facilities (100 visits maximum per member per contract year)
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90%
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80%
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Laboratory and Radiology Services
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90%
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80%
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Mental Health Inpatient Services
Mandatory Centers of Excellence apply
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90%
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80%
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Not Covered
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Mental Health Outpatient Services (30 days maximum per member per contract year, unless Severe Mental Illness; Mandatory Centers of Excellence apply)
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$20 co-pay
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Not Covered
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Substance Abuse Detoxification Inpatient
Services (3-5 day max as medically necessary, one episode/lifetime; Mandatory Centers of Excellence apply)
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90%
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80%
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Not Covered
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Substance Abuse Detoxification Outpatient Services (30 days maximum per member per contract year; Mandatory Centers of Excellence apply)
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$20 co-pay
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Not Covered
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Vision Care: Eye Exam
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$10 co-pay
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$25 co-pay
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Not Covered
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Vision Care: One Pair of Approved Glasses
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Participating Retail Pharmacy
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Generic: $15 co-pay
Brand-name formulary: $25 co-pay
Non-formulary Brand: $40 co-pay
Significant or new therapeutic class drugs: 50%
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Participating Mail-Order pharmacy
(up to a 90 day supply)
Mail-order is MANDATORY for maintenance medications
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Generic: $30 co-pay
Brand-name formulary: $50 co-pay
Non-formulary Brand: $80 co-pay
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This is a summary of the frequently asked about benefits. This chart is not meant to be a comprehensive explanation of benefits, cost sharing, exclusions or limitations. For a complete explanation of benefits, please refer to the Summary Plan Document (SPD).
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"Allowable Charges" is defined as "The allowed amount determined by the Plan to be payable for services rendered by out-of-network (Tier 3) providers. This allowed amount is based on a fee schedule established by Exclusive Care which may be modified by Exclusive Care at any time at its sole discretion. If a Tier 3 provider charges you more than the Allowable Charges covered by the Plan, you will have to pay the excess amount. That amount will not be applied toward your deductible or out-of-pocket limit.
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