This Summary Plan Document (SPD) will be the primary governing document for all plan coverage decisions and will be the basis for final determination for the provision of benefits.  This Health Plan is intended to comply with all laws and regulations that are applicable whether or not specifically described in the Summary Plan Document.  If you have any questions about your benefis under this plan, an Exclusive Care Representative is available to assist you at:

Exclusive Care Member Services Department
(800) 962-1133 press option 1
Monday through Friday
8:00am - 5:00pm